Philadelphia renovation guide

Full-Home Renovation Cost in Philadelphia

By Golden Brick Construction · Updated September 28, 2026

The cost of a full-home renovation depends on the condition of the house and what you want to change. Start with a room-by-room list, then add roof, structural, plumbing, electrical, or other work affecting the entire property. The written estimate should explain what is included and what still needs investigation.

Define the work

How much of the home will change?

Choose the description closest to your project, then list what is included and what stays.

Interior finish update

Painting, flooring, trim, and selected room improvements, with much of the layout and major systems retained. List any kitchen or bathroom work separately.

Renovation with system upgrades

Room renovations along with electrical, plumbing, heating and cooling, windows, or insulation work. Include any openings and repairs needed in adjoining rooms or on other floors.

Full gut renovation

A full gut renovation can involve removing much of the interior, repairing framing, and replacing major systems. Drawings and further investigation may be needed before all of the work can be priced.

From Our Work

Account for each stage of the work

These examples from our renovation portfolio show construction work and finished-room details to discuss in your estimate.

Room during drywall installation with unfinished walls and a rear glazed door
Wall preparation and drywall Include installation and finishing work before paint and final trim.
Freshly finished room with light wood flooring, recessed lights, and white walls
Flooring, trim, and lighting A finished room brings several trades and material selections together.
Review the estimate

Build a complete project budget

Ask which work is included, which materials have allowances, and what is excluded. Keep a separate reserve for repairs that may be discovered during construction. Discuss the amount with your contractor based on what is still unknown about the property.

Construction work

Include demolition, disposal, repairs, systems, finishes, site protection, cleanup, and agreed permit responsibilities.

Plans, fees, and items you purchase

Confirm which design, engineering, survey, testing, and permit fees are included. List owner-purchased materials separately.

Costs outside the building work

If you need to move out, include storage and temporary housing in your budget. For an investment property, track financing and holding costs separately from the contractor estimate.

Compare estimates

How material allowances work

An allowance is an amount set aside for an item you have not selected. Check the allowances for cabinets, flooring, fixtures, and other materials against the products you want. Ask how the contract price will change when the final selections are made.

Questions before you start

Questions about full-home renovation costs

Can I use a price per square foot?

A price per square foot is useful only when comparing similar work. It does not account for the condition of your roof, structure, or systems. Use a detailed estimate to understand the cost of the renovation.

Should I renovate in phases?

Completing the work in stages may help you manage the budget or remain in part of the home. It can also add costs if crews need to return or reopen finished areas. Discuss which parts can be completed separately.

How much should I set aside for unexpected repairs?

There is no single percentage that fits every property. Discuss the specific unknowns, what can be investigated before work, and how additional work will be approved.

Talk with Golden Brick

Get an estimate for your property

Send the address, photos, and a list of the rooms and systems you want to renovate. Include any plans, inspection reports, and known repairs so we can prepare for the first conversation.